Homebuyer's Tool Box - Helpful Resources & Information

Step by Step to Purchase Your Home

Viewing properties is not where this process starts.  Well before this you should be preparing for homeownership.  Here is an idea of where to start and the steps to take.  As you can see, the Mortgage Advisor is your first step!  Email me HERE or book a mortgage meeting HERE so we can start your journey together!

Client Care Package

This Client Welcome Packet will give you insight into your mortgage journey and it will outline the process from start to finish. It also includes additional information that we feel you will find valuable.  To start the mortgage process, book your mortgage meeting HERE.  I look forward to chatting with you!


I cannot stress the importance of doing a budget.  It can provide great insight into where and how your money is spent each month and will keep you accountable.  This comprehensive budget will help you set goals for your money and track the actual flow.  Filled out, it will provide you with an idea of the cost of your monthly mortgage payments along with other costs associated with homeownership.

Risks of Condition Free Offers

If you have been pre-qualified by a licensed mortgage broker, you may been vetted by one or more lenders, however, the property has NOT been vetted. This document outlines some issues that could affect a lender’s willingness to lend on a particular property. Please note that this list is not exhaustive. There could be other issues impacting a lender’s decision.  This document also outlines what may happen if the appraisal comes in low.

Conditions are always recommended to mitigate your risks.  Call me at 416-917-9427 or book a time HERE if you are considering an offer without conditions.

Agent vs Bank

It goes unsaid that purchasing a house, though exciting, can be an overwhelming experience.  You want all of the right people on your side to help guide you through the process.  Here is a document which highlights why mortgage agents are often able to serve you better than a bank for your financing needs.

Contact me and we will start your journey together!

House Hunting Checklist

This is a great way of comparing properties.  Take this with you on your hunt and check off the boxes as you go.  After a long day of house hunting you can review the properties you visited and see how they compare.

Step by Step for First Time Buyers

This is a quick rundown of the steps in the of purchasing your home.  For a more comprehensive outline, let's chat!  Book your meeting HERE

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